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	<title>Credit Card Report &#187; Credit Cards</title>
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	<description>News and information about Credit Cards, Credit Report, Credit Score and the financial crisis</description>
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		<title>More Americans Paying Credit Card Debt on Time</title>
		<link>http://www.onlineguideto.com/198-more-americans-paying-credit-card-debt-on-time</link>
		<comments>http://www.onlineguideto.com/198-more-americans-paying-credit-card-debt-on-time#comments</comments>
		<pubDate>Mon, 19 Apr 2010 07:33:29 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[delinquency]]></category>
		<category><![CDATA[late payments]]></category>
		<category><![CDATA[payments]]></category>

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		<description><![CDATA[Major credit card lenders report that more Americans are paying their loans on time.  This may be a sign of economic recovery, or...]]></description>
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		<title>Credit Card Skimming: How To Protect Yourself</title>
		<link>http://www.onlineguideto.com/195-what-is-credit-card-skimming</link>
		<comments>http://www.onlineguideto.com/195-what-is-credit-card-skimming#comments</comments>
		<pubDate>Fri, 05 Feb 2010 23:39:24 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Card Safety]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cloning]]></category>
		<category><![CDATA[skimming]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=195</guid>
		<description><![CDATA[Right now someone, somewhere, may be using one of your credit cards -- without your permission.]]></description>
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		<title>Are you paying new, higher charges on your credit cards?</title>
		<link>http://www.onlineguideto.com/193-are-you-paying-new-higher-charges-on-your-credit-cards</link>
		<comments>http://www.onlineguideto.com/193-are-you-paying-new-higher-charges-on-your-credit-cards#comments</comments>
		<pubDate>Mon, 18 Jan 2010 12:27:48 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Bankers Association]]></category>
		<category><![CDATA[Bill of Rights]]></category>
		<category><![CDATA[CARD]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility and Disclosur]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=193</guid>
		<description><![CDATA[When the Credit Card consumers' Bill of Rights goes into effect next month (Feb. 22, 2010), banks will be prohibited from using some of the worst unfair practices they have been subjecting their customers to. <br /><br />That's why banks have been working hard to dream up new fees...]]></description>
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		<title>Fixed-Rate Credit Cards May Disappear</title>
		<link>http://www.onlineguideto.com/177-fixed-rate-credit-cards-may-disappear</link>
		<comments>http://www.onlineguideto.com/177-fixed-rate-credit-cards-may-disappear#comments</comments>
		<pubDate>Mon, 27 Jul 2009 07:10:50 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card rates]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[variable rate]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=177</guid>
		<description><![CDATA[Credit card issuers increasingly are switching customers from fixed-rate to variable-rate cards, in part because the new credit card law will limit lenders' ability to raise rates.]]></description>
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		<title>National credit score averages are dropping</title>
		<link>http://www.onlineguideto.com/169-credit-score-drop</link>
		<comments>http://www.onlineguideto.com/169-credit-score-drop#comments</comments>
		<pubDate>Thu, 28 May 2009 10:10:49 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[As more Americans struggle to pay their bills while banks at the same time take actions to limit credit card debt, national credit score averages are dropping.]]></description>
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		<title>Lower credit limits result in lower credit scores</title>
		<link>http://www.onlineguideto.com/157-lower-credit-limits-result-in-lower-credit-scores</link>
		<comments>http://www.onlineguideto.com/157-lower-credit-limits-result-in-lower-credit-scores#comments</comments>
		<pubDate>Thu, 12 Mar 2009 04:52:34 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[account closed]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[JP Morgan Chase]]></category>
		<category><![CDATA[rewards program]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=157</guid>
		<description><![CDATA[What you don't know can hurt you, especially when you do not know what is going on in your wallet -- or in your credit card accounts.<br /><br />In response both to the financial crisis and to new consumer protection rules slated to come into effect in 2010, credit card issuers are making major changes to customer accounts.<br /><br />Many of these changes can negatively impact your credit score. <br /><br />Yet a recent survey shows that many consumers are unware of recent changes made to their accounts.]]></description>
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		<title>5 Good Reasons to Always Check Your Credit Card Statements</title>
		<link>http://www.onlineguideto.com/153-5-reasons-check-credit-card-statement</link>
		<comments>http://www.onlineguideto.com/153-5-reasons-check-credit-card-statement#comments</comments>
		<pubDate>Wed, 21 Jan 2009 09:39:57 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[credit card statements]]></category>

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		<description><![CDATA[If you are in the habit of routinely filing your credit card statements without so much as glancing at the list of charges, you could be losing money without knowing it.]]></description>
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		<title>Just when you can use some extra money, credit card companies are making deep cuts</title>
		<link>http://www.onlineguideto.com/150-just-when-you-can-use-some-extra-money-credit-card-companies-are-making-deep-cuts</link>
		<comments>http://www.onlineguideto.com/150-just-when-you-can-use-some-extra-money-credit-card-companies-are-making-deep-cuts#comments</comments>
		<pubDate>Mon, 08 Dec 2008 17:50:41 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=150</guid>
		<description><![CDATA[After years of flooding Americans with credit card offers and sky-high credit lines, lenders are sharply curtailing both, just as an eroding economy squeezes consumers.<br /><br />The pullback is affecting even creditworthy consumers and threatens an already beleaguered banking industry with another wave of heavy losses after an era in which it reaped near record gains from the business of easy credit that it helped create.]]></description>
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		<title>Credit card insiders tell of deceptive practices</title>
		<link>http://www.onlineguideto.com/126-credit-card-insiders-tell-of-deceptive-practices</link>
		<comments>http://www.onlineguideto.com/126-credit-card-insiders-tell-of-deceptive-practices#comments</comments>
		<pubDate>Thu, 25 Sep 2008 11:02:42 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[MBNA]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=126</guid>
		<description><![CDATA[Two former employees of credit card issuer MBNA, now owned by Bank of America, said on Wednesday they were forced to use aggressive and deceptive practices with customers in order to boost revenues.]]></description>
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		<title>Credit Cards: Finally a Little Good News for The Little Guy</title>
		<link>http://www.onlineguideto.com/124-credit-cards-finally-a-little-good-news-for-the-little-guy</link>
		<comments>http://www.onlineguideto.com/124-credit-cards-finally-a-little-good-news-for-the-little-guy#comments</comments>
		<pubDate>Thu, 25 Sep 2008 10:56:49 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=124</guid>
		<description><![CDATA[The bill would make it a lot easier for the humble consumer to get a fair deal from the credit card companies. It would eliminate a variety of tricks and traps of the credit card business, like retroactive interest rate hikes.]]></description>
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