Archive for May, 2008

Need a mortgage? Know your credit score!

Your credit score determines whether or not you qualify for a mortgage — and if so, how much it is going to cost you.

4 things you can do to survive the credit card crisis

Cutting back on your credit card spending habits is easy — and beneficial, whether in times of economic stress or abundance.

Figuring Your Credit Score

It is no longer difficult to figure out your credit score — the first step toward improving it.

To curb impulse buying, turn your credit cards into frozen assets

There is a simple way to give yourself a cooling off period before using your credit card to make a big purchase: freeze your assets.

Shopping for the Best Credit Card Deals

Shopping for a credit card? Here’s what to look for.

Understanding Credit Card Interest Rates

See a credit card offer that looks good? Here’s what you should know about credit card interest rates.

Credit Scores and Switching Credit Cards

It is not surprising that millions of Americans are having problems with their credit card debts. If you are among these unfortunate individuals, then you should really stop berating yourself for getting into this kind of financial situation and focus instead on finding a solution to your credit card woes. One of the things you [...]

Why credit card issuers are upset about new consumer protection rules

The Federal Reserve and two other regulating agencies have proposed a set of new rules and regulations aimed at stopping “unfair and deceptive” practices in the credit card industry. The industry is not amused. Here’s why…