Archive for May, 2006

How to raise your credit score

What’s your credit score? You probably don’t know. And this is a case where what you don’t know could hurt you. Credit scores give banks, mortgage bankers, credit card companies and other lenders an instant snapshot of your trustworthiness when it comes to repaying debt.

Job hunters should check credit report

The Best Selling Credit Repair Package It turns out your credit can affect more than your mortgage or car loan. An increasing number of employers want to know how you spend your money before hiring. The theory is that your financial history offers important clues about how you will perform on the job.

Credit-card issuers’ problem: people are paying bills

The credit-card industry has a problem: Although Americans are deeper in debt than ever, they are paying off bigger portions of their monthly credit-card bills. For card issuers, which profit by collecting interest on unpaid balances, that’s bad news.

How to Fix Mistakes in a Credit Report

Collection agencies have become increasingly aggressive about seeking payment on old debts, and some of them aren’t too picky about making sure they’re going after the right people.

No Limit Credit Cards Can Hurt Your Credit Score

(CBS4) No limit credit cards sure sound tempting. But did you know these cards can damage your credit score, even if you make every payment on time?

Credit Card Safety Reminders for Summer Travelers

Vacations and summer travel are meant to be times for relaxation and fun. The last thing people want is to ruin a trip because their credit card was either lost or stolen. Here are few tips to help prevent or protect vacationers from becoming a victim this summer.

How to find a legitimate nonprofit credit counselor

When you’re in debt and need help negotiating your way out — and staying out in the future — consumer credit counseling sounds like a godsend. But it can also be a nightmare.

Honest Credit Repair: How to locate advice you can trust.

Credit counseling is a fine idea. The government thinks so highly of it that the law now requires you to get credit counseling within six months of filing for bankruptcy.