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	<title>Credit Card Report &#187; Home Loans</title>
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	<description>News and information about Credit Cards, Credit Report, Credit Score and the financial crisis</description>
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		<title>How we got here: It&#8217;s housing, stupid</title>
		<link>http://www.onlineguideto.com/114-how-we-got-here-its-housing-stupid</link>
		<comments>http://www.onlineguideto.com/114-how-we-got-here-its-housing-stupid#comments</comments>
		<pubDate>Tue, 23 Sep 2008 21:07:24 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing]]></category>
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		<category><![CDATA[Merrill Lynch]]></category>
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		<description><![CDATA[In the past two weeks, the government took over Fannie Mae and Freddie Mac, Lehman Brothers filed for bankruptcy and Merrill Lynch sold itself to Bank of America.
<br /><br />
If all that weren't enough, the Federal Reserve announced late Tuesday night that it was loaning $85 billion to insurer American International Group.
<br /><br />
None of this would have happened if the housing market had not imploded, leaving all these firms with staggering losses from their investments tied to mortgages.]]></description>
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		<title>Help hard to get for troubled US home owners</title>
		<link>http://www.onlineguideto.com/75-foreclosure-help</link>
		<comments>http://www.onlineguideto.com/75-foreclosure-help#comments</comments>
		<pubDate>Wed, 27 Feb 2008 01:42:05 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[As the US housing crisis deepens, major lenders <a href="http://www.onlineguideto.com/75-credit">say they will help borrowers avoid foreclosure</a>, but nonprofit groups and others say their actions are not living up to their promises.]]></description>
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		<title>Countrywide expands scope of mortgage help</title>
		<link>http://www.onlineguideto.com/70-mortgage-help</link>
		<comments>http://www.onlineguideto.com/70-mortgage-help#comments</comments>
		<pubDate>Sun, 24 Feb 2008 16:47:04 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[Countrywide Financial says it will expand programs to help borrowers manage their mortgage payments regardless of the type of subprime loan they have or whether they have already fallen behind on payments.]]></description>
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		<title>The Mortgage Fallout Spreads</title>
		<link>http://www.onlineguideto.com/72-the-morgage-fallout-spreads</link>
		<comments>http://www.onlineguideto.com/72-the-morgage-fallout-spreads#comments</comments>
		<pubDate>Wed, 13 Feb 2008 00:04:07 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[Borrowers with good credit are now facing financial difficulties as fallout from the mortgage crisis spreads. <span style="color: red;font-family:tahoma;font-weight:normal;font-size:x-small;">[video]</span>]]></description>
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		<title>Even low-risk borrowers facing credit distress</title>
		<link>http://www.onlineguideto.com/53-credit-problem</link>
		<comments>http://www.onlineguideto.com/53-credit-problem#comments</comments>
		<pubDate>Sat, 28 Jul 2007 13:46:55 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[Wendy Lester is caught in the issue that&#8217;s worrying lenders, upsetting the credit markets and roiling Wall Street. It&#8217;s the credit problem, spreading now from the riskiest borrowers to good ones.
By the numbers, here&#8217;s her dilemma: Lester bought her house in Fort Lauderdale shortly after she was diagnosed with breast cancer in 2003. She says [...]]]></description>
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		<title>Make your credit history work for you</title>
		<link>http://www.onlineguideto.com/36-credit-score-home-loan</link>
		<comments>http://www.onlineguideto.com/36-credit-score-home-loan#comments</comments>
		<pubDate>Fri, 09 Feb 2007 15:43:22 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[Your credit score is more important than how much you earn, or how much money you have in your savings account.]]></description>
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		<title>Financial-counseling requirement in certain areas amounts to redlining</title>
		<link>http://www.onlineguideto.com/25-financial-counseling-requirement-in-certain-areas-amounts-to-redlining</link>
		<comments>http://www.onlineguideto.com/25-financial-counseling-requirement-in-certain-areas-amounts-to-redlining#comments</comments>
		<pubDate>Mon, 02 Oct 2006 12:45:44 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Financial Counseling]]></category>
		<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/creditcard/25-financial-counseling-requirement-in-certain-areas-amounts-to-redlining</guid>
		<description><![CDATA[A new state law requiring some Chicago home buyers to receive financial counseling in order to get a mortgage is under fire from critics who say the rules are pushing lenders out of inner-city areas.]]></description>
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		<title>Bad Credit?  Buy A Home</title>
		<link>http://www.onlineguideto.com/24-buy-a-home-with-bad-credit</link>
		<comments>http://www.onlineguideto.com/24-buy-a-home-with-bad-credit#comments</comments>
		<pubDate>Sat, 26 Aug 2006 17:17:01 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[Don't let lack of cash - or bad credit - stop you from buying a house.  Here's how to go about it.]]></description>
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