Credit Card Report
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The mortgage mess that has grabbed the attention of politicians, economists and investors has also altered the loan options available to borrowers. Mortgages that require no down payment or no verification of income or assets have fallen out of favor.

Fair Isaac Corp., creator of the popular FICO credit score used by most lenders, says its new scoring model will do a better job predicting the likelihood of a borrower defaulting on a loan.

There are steps you can take that improve your credit score. Some of these steps can increase your score by 20 points or more in one month, and you don’t need to hire a professional to do it.

On June 29, federal regulators issued tougher lending guidelines. Now your Credit Score is even more important than before.

You have zero debt, a hefty salary, a fat portfolio — and no credit score. Yes, it could happen Some 50 million Americans don’t have enough credit activity to qualify for the most commonly used credit score.

Your credit score is more important than how much you earn, or how much money you have in your savings account.

A realistic action plan for building your credit, fixing it, and maintaining it.

Although most Americans know their credit score is important, a lot of people aren’t quite sure how it is derived or how to improve it.

There is a growing trend of specialized credit scores created and tailored for individual sectors, such as utilities

If your credit card spending is out of control, you may be tempted to cancel some of your cards so that you can elevate your score. But simply cutting up the card the old-fashioned way, rather than canceling it, may be the better way to go.