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	<title>Credit Card Report &#187; Credit Score</title>
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	<description>News and information about Credit Cards, Credit Report, Credit Score and the financial crisis</description>
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		<title>Citibank closes number of credit card accounts; credit scores may be affected</title>
		<link>http://www.onlineguideto.com/186-citibank-closes-number-of-credit-card-accounts-credit-scores-may-be-affected</link>
		<comments>http://www.onlineguideto.com/186-citibank-closes-number-of-credit-card-accounts-credit-scores-may-be-affected#comments</comments>
		<pubDate>Fri, 23 Oct 2009 12:10:23 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[No law prevents banks from closing down credit accounts without warning.  
<br /><br />
The new <a href="http://www.onlineguideto.com/179-credit-card-consumers-bill-of-rights-goes-into-effect">Credit Card Consumers' Bill of Rights</a> has done nothing to change that.
<br /><br />
But when Citibank recently closed a number of Mastercard accounts -- co-branded with oil partners such as Shell, Citgo, ExxonMobil and Phillips 66-Conoco -- it did so on very short notice. <span style="color: red;font-family:tahoma;font-weight:normal;font-size:x-small;">[video]</span>]]></description>
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		<title>National credit score averages are dropping</title>
		<link>http://www.onlineguideto.com/169-credit-score-drop</link>
		<comments>http://www.onlineguideto.com/169-credit-score-drop#comments</comments>
		<pubDate>Thu, 28 May 2009 10:10:49 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[As more Americans struggle to pay their bills while banks at the same time take actions to limit credit card debt, national credit score averages are dropping.]]></description>
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		<title>Lower credit limits result in lower credit scores</title>
		<link>http://www.onlineguideto.com/157-lower-credit-limits-result-in-lower-credit-scores</link>
		<comments>http://www.onlineguideto.com/157-lower-credit-limits-result-in-lower-credit-scores#comments</comments>
		<pubDate>Thu, 12 Mar 2009 04:52:34 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[account closed]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[JP Morgan Chase]]></category>
		<category><![CDATA[rewards program]]></category>

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		<description><![CDATA[What you don't know can hurt you, especially when you do not know what is going on in your wallet -- or in your credit card accounts.<br /><br />In response both to the financial crisis and to new consumer protection rules slated to come into effect in 2010, credit card issuers are making major changes to customer accounts.<br /><br />Many of these changes can negatively impact your credit score. <br /><br />Yet a recent survey shows that many consumers are unware of recent changes made to their accounts.]]></description>
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		<title>Protect your good credit history</title>
		<link>http://www.onlineguideto.com/102-protect-your-good-credit-history</link>
		<comments>http://www.onlineguideto.com/102-protect-your-good-credit-history#comments</comments>
		<pubDate>Mon, 01 Sep 2008 21:07:41 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[credit history]]></category>

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		<description><![CDATA[Each year, you are entitled to view your credit report as compiled by each of the three major credit-reporting bureaus.  There are good reasons to do so.]]></description>
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		<title>Debt Consolidation and Credit Score</title>
		<link>http://www.onlineguideto.com/95-debt-consolidation-and-credit-score</link>
		<comments>http://www.onlineguideto.com/95-debt-consolidation-and-credit-score#comments</comments>
		<pubDate>Thu, 19 Jun 2008 15:11:43 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

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		<description><![CDATA[People with a lot of credit card debt often look for a long term solution to their credit problems. One of the things that they consider is debt consolidation. Most people think that this is the answer to their problem. Although it could work for some, it is generally acknowledged that debt consolidation can put you into a lot more trouble if you are not too careful. ]]></description>
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		<title>Credit Scores and Credit Card Cancellations</title>
		<link>http://www.onlineguideto.com/94-credit-scores-and-credit-card-cancellations</link>
		<comments>http://www.onlineguideto.com/94-credit-scores-and-credit-card-cancellations#comments</comments>
		<pubDate>Wed, 18 Jun 2008 15:08:49 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[Deciding to cancel a credit card is a serious matter and you should make sure that this is what you really want. It will seriously affect your credit score if you suddenly apply for several credit cards at the same time. ]]></description>
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		<title>Need a mortgage? Know your credit score!</title>
		<link>http://www.onlineguideto.com/92-need-a-mortgage-know-your-credit-score</link>
		<comments>http://www.onlineguideto.com/92-need-a-mortgage-know-your-credit-score#comments</comments>
		<pubDate>Fri, 30 May 2008 09:36:42 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[lending rates]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[Your credit score determines whether or not you qualify for a mortgage -- and if so, how much it is going to cost you.]]></description>
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		<title>Figuring Your Credit Score</title>
		<link>http://www.onlineguideto.com/89-figuring-your-credit-score</link>
		<comments>http://www.onlineguideto.com/89-figuring-your-credit-score#comments</comments>
		<pubDate>Thu, 29 May 2008 07:11:07 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=89</guid>
		<description><![CDATA[It is no longer difficult to figure out your credit score -- the first step toward improving it.]]></description>
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		<title>Renters can build credit through new method</title>
		<link>http://www.onlineguideto.com/81-pay-rent-build-credit-score</link>
		<comments>http://www.onlineguideto.com/81-pay-rent-build-credit-score#comments</comments>
		<pubDate>Thu, 13 Mar 2008 14:57:00 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[building credit]]></category>
		<category><![CDATA[Pay Rent Build Credit]]></category>
		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/81-pay-rent-build-credit-score</guid>
		<description><![CDATA[Renting instead of owning your home might seem like flushing money down the drain, but paying that expense and other bills on time can help you build credit if your current score doesn't qualify you for a mortgage.]]></description>
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		<item>
		<title>Dedicated Credit Information Search Engine</title>
		<link>http://www.onlineguideto.com/67-dedicated-credit-information-search-engine</link>
		<comments>http://www.onlineguideto.com/67-dedicated-credit-information-search-engine#comments</comments>
		<pubDate>Sat, 02 Feb 2008 22:41:26 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/67-dedicated-credit-information-search-engine</guid>
		<description><![CDATA[Can't find the info here?  Then use our new, dedicated Credit Information Search Engine -- which will return results from credit and finance information sites across the Internet.]]></description>
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