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	<title>Credit Card Report &#187; Credit Cards</title>
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	<description>News and information about Credit Cards, Credit Report, Credit Score and the financial crisis</description>
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		<title>Credit card late fees capped</title>
		<link>http://www.onlineguideto.com/202-credit-card-late-fees-capped</link>
		<comments>http://www.onlineguideto.com/202-credit-card-late-fees-capped#comments</comments>
		<pubDate>Thu, 17 Jun 2010 10:08:58 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[federal reserve board]]></category>
		<category><![CDATA[late fees]]></category>

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		<description><![CDATA[The Federal Reserve Board has limited the amount of money U.S. banks can charge customers who do not pay on time.]]></description>
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		<title>More Americans Paying Credit Card Debt on Time</title>
		<link>http://www.onlineguideto.com/198-more-americans-paying-credit-card-debt-on-time</link>
		<comments>http://www.onlineguideto.com/198-more-americans-paying-credit-card-debt-on-time#comments</comments>
		<pubDate>Mon, 19 Apr 2010 07:33:29 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[delinquency]]></category>
		<category><![CDATA[late payments]]></category>
		<category><![CDATA[payments]]></category>

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		<description><![CDATA[Major credit card lenders report that more Americans are paying their loans on time.  This may be a sign of economic recovery, or...]]></description>
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		<title>Credit Card Skimming: How To Protect Yourself</title>
		<link>http://www.onlineguideto.com/195-what-is-credit-card-skimming</link>
		<comments>http://www.onlineguideto.com/195-what-is-credit-card-skimming#comments</comments>
		<pubDate>Fri, 05 Feb 2010 23:39:24 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Card Safety]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cloning]]></category>
		<category><![CDATA[skimming]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=195</guid>
		<description><![CDATA[Right now someone, somewhere, may be using one of your credit cards -- without your permission.]]></description>
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		<title>Are you paying new, higher charges on your credit cards?</title>
		<link>http://www.onlineguideto.com/193-are-you-paying-new-higher-charges-on-your-credit-cards</link>
		<comments>http://www.onlineguideto.com/193-are-you-paying-new-higher-charges-on-your-credit-cards#comments</comments>
		<pubDate>Mon, 18 Jan 2010 12:27:48 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[American Bankers Association]]></category>
		<category><![CDATA[Bill of Rights]]></category>
		<category><![CDATA[CARD]]></category>
		<category><![CDATA[Credit Card Accountability Responsibility and Disclosur]]></category>

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		<description><![CDATA[When the Credit Card consumers' Bill of Rights goes into effect next month (Feb. 22, 2010), banks will be prohibited from using some of the worst unfair practices they have been subjecting their customers to. <br /><br />That's why banks have been working hard to dream up new fees...]]></description>
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		<title>Citibank closes number of credit card accounts; credit scores may be affected</title>
		<link>http://www.onlineguideto.com/186-citibank-closes-number-of-credit-card-accounts-credit-scores-may-be-affected</link>
		<comments>http://www.onlineguideto.com/186-citibank-closes-number-of-credit-card-accounts-credit-scores-may-be-affected#comments</comments>
		<pubDate>Fri, 23 Oct 2009 12:10:23 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[No law prevents banks from closing down credit accounts without warning.  
<br /><br />
The new <a href="http://www.onlineguideto.com/179-credit-card-consumers-bill-of-rights-goes-into-effect">Credit Card Consumers' Bill of Rights</a> has done nothing to change that.
<br /><br />
But when Citibank recently closed a number of Mastercard accounts -- co-branded with oil partners such as Shell, Citgo, ExxonMobil and Phillips 66-Conoco -- it did so on very short notice. <span style="color: red;font-family:tahoma;font-weight:normal;font-size:x-small;">[video]</span>]]></description>
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		<title>Credit Card Consumers&#8217; Bill of Rights goes into effect</title>
		<link>http://www.onlineguideto.com/179-credit-card-consumers-bill-of-rights-goes-into-effect</link>
		<comments>http://www.onlineguideto.com/179-credit-card-consumers-bill-of-rights-goes-into-effect#comments</comments>
		<pubDate>Fri, 21 Aug 2009 12:47:13 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[CARD]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[rate hikes]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=179</guid>
		<description><![CDATA[The Credit Card Accountability Responsibility and Disclosure Act (CARD) is a credit cardholders' Bill of Right that prohibits various tricks and traps until now used by the credit card industry -- including hidden interest rate hikes and exorbitant fees. <span style="color: red;font-family:tahoma;font-weight:normal;font-size:x-small;">[video]</span>]]></description>
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		<title>National credit score averages are dropping</title>
		<link>http://www.onlineguideto.com/169-credit-score-drop</link>
		<comments>http://www.onlineguideto.com/169-credit-score-drop#comments</comments>
		<pubDate>Thu, 28 May 2009 10:10:49 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[As more Americans struggle to pay their bills while banks at the same time take actions to limit credit card debt, national credit score averages are dropping.]]></description>
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		<title>5 Good Reasons to Always Check Your Credit Card Statements</title>
		<link>http://www.onlineguideto.com/153-5-reasons-check-credit-card-statement</link>
		<comments>http://www.onlineguideto.com/153-5-reasons-check-credit-card-statement#comments</comments>
		<pubDate>Wed, 21 Jan 2009 09:39:57 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[credit card statements]]></category>

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		<description><![CDATA[If you are in the habit of routinely filing your credit card statements without so much as glancing at the list of charges, you could be losing money without knowing it.]]></description>
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		<title>Just when you can use some extra money, credit card companies are making deep cuts</title>
		<link>http://www.onlineguideto.com/150-just-when-you-can-use-some-extra-money-credit-card-companies-are-making-deep-cuts</link>
		<comments>http://www.onlineguideto.com/150-just-when-you-can-use-some-extra-money-credit-card-companies-are-making-deep-cuts#comments</comments>
		<pubDate>Mon, 08 Dec 2008 17:50:41 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=150</guid>
		<description><![CDATA[After years of flooding Americans with credit card offers and sky-high credit lines, lenders are sharply curtailing both, just as an eroding economy squeezes consumers.<br /><br />The pullback is affecting even creditworthy consumers and threatens an already beleaguered banking industry with another wave of heavy losses after an era in which it reaped near record gains from the business of easy credit that it helped create.]]></description>
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		<title>U.S. banks tighten credit card lending too late</title>
		<link>http://www.onlineguideto.com/148-credit-card-crisis</link>
		<comments>http://www.onlineguideto.com/148-credit-card-crisis#comments</comments>
		<pubDate>Wed, 19 Nov 2008 22:01:16 +0000</pubDate>
		<dc:creator>CreditCardNews</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Financial Crisis]]></category>

		<guid isPermaLink="false">http://www.onlineguideto.com/?p=148</guid>
		<description><![CDATA[Closing millions of accounts, cutting credit lines and raising interest rates are just some of the moves credit card issuers are using to try to inoculate themselves from a tsunami of expected consumer defaults.]]></description>
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